Financial Analyst (M/F)

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

Your next challenge:

• Analysis and reporting: report the Net Interest Margin as well as ensure the production of Fund Transfer Pricing rates. Conduct in-depth analysis and understand the evolution of both the interest margin (by product and by business) and the P&L for the ALM & Treasury desks and identify potential risks, opportunities, and trends.
  
• Budgetary process: active participation in the elaboration of the bank's annual budget and the quarterly forecast. Ensure its follow-up and provide supporting evidence in case of any deviations.
  
• Collaboration: provide business analyst team with relevant data and information to support their analysis for the purpose of the business lines' performance review.Work closely with the ALM team to ensure alignment with the Fund Transfer Pricing framework.
  
• Process optimization and data management: optimize and stabilize operational processes, technologies, and tools in relation with the Fund Transfer Pricing framework.
  
• Strategic decisions and opportunities development: Ensure the implementation and the follow-up of the decisions taken by the ALM Committee. Participate in cross-functional and/or complex projects related to process improvement initiatives in relation with the Fund Transfer Pricing framework and more broadly for the Financial Planning department.

Your skills:

• A master's degree with a focus on finance, economics, mathematics, or related field.
  
• Proven experience (5 years) in financial analysis, asset and liability management, or risk management within a financial institution or corporate environment.
  
• Strong understanding of financial markets, products, and instruments, including fixed income securities and interest rate derivatives.
  
• Ability to work independently and collaboratively in a fast-paced, dynamic environment.
  
• Proficiency in Excel and knowledge of SQL.
  
• Proficiency in financial software and tools such as Moody's Analytics solutions is a plus.
  Strong interpersonal skills: daily interaction with various stakeholders
  
• Fluency in English and French.
• Positive attitude.
• Growth mindset, eager to learn, to develop and to share.
• Interest in financial markets.
  
• Analytical profile, rigorous and well-organized.
  
• Ability to structure cases and move them forward.
  
• Innovative and creative, able to conceptualize.
• Results-oriented striving to deliver on time.
  

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.